Consumer Debt and Social Exclusion in Europe

Consumer Debt and Social Exclusion in Europe (Markets and the Law) by Hans-w. Micklitz and Irina Domurath
English | 2015 | ISBN: 1472449037 | 256 pages | PDF | 1,7 MB

This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.



Title: Consumer Debt and Social Exclusion in Europe
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